ONLINE - Southern Washington | Webinar: Master Your Credit | June 8

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Session overview

The cost of  this Master Your Credit seminar is covered by local funders and supporters of Mercy Corps Northwest’s Southern Washington Office. This class is only open to individuals whose businesses are physically located in Clark, Cowlitz, or Skamania counties in Washington. 

In this short seminar, you will learn about your personal credit and tools to better manage your personal finances.

By the end of the seminar, you will have a better understanding of:

  • How to pull your free credit report so that you can understand your current credit situation. 
  • The information that is included in your credit report, including information about your active accounts, minimum required payments, payment history, total debt outstanding, and the number of inquiries on your account.
  • Your FICO score – what it is, how it’s calculated, and what impact it can have on your lifestyle.
  • Best practices for building credit.
  • How to manage debt.
  • Actions you can take to rebuild your credit.
  • A personal budget, which will enable you to better manage your personal finances

Registration policy

  • Registration closes the morning of the event at 8:00 am. Once the event registration is closed, you will need to wait for the next offering in order to register. We cannot accommodate late registrations.
  • You will receive a follow up email with conferencing details no later than 10:00 am on the day of the event.
  • To cancel your registration please submit a request to southernwa@mercycorps.org prior to the webinar or consultation date
Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact southernwa@mercycorps.org

Event registration

Session
Name
###-###-####
Include apartment, unit, or suite number
Do you reside in a rural part of the state of Oregon?

Rural is defined as cities with less than 30,000 people or living outside the following areas: Albany, Bend, Corvallis, Eugene, Grants Pass, McMinnville, Medford, Portland Metro Area, Salem/Keizer, or Springfield.
If you heard about this program from another organization or source not listed, please specify. 
What phase is your business in?

Existing businesses

Okay to estimate.
If your business is registered, use the legal business name listed on your business license.

If your business is not registered, put your First and Last name.
 
What is your business ownership percentage?
Mercy Corps Northwest (MCNW) is committed to protecting the personal information of all clients. MCNW collects the following data to report trends and analyze performance, but there is no personal data associated with these reports. 
Your answers will not impact your ability to participate in MCNW services.
Do you consider yourself an economically disadvantaged individual (per the definition below)?
Economically disadvantaged individuals are individuals who have experienced difficulties in competing in the business world because of their identity as members of a specific group. It could also be because of their financial situation. 

These groups could be, but are not limited to, racial, ethnic, gender, or disability groups. 
 
Do you speak a language other than English at home?
Which language do you speak at home?
MM/DD/YYYY
Do you identify as LGBTQ+?
Are you a member of a federally recognized tribe?
Have you ever been incarcerated?

All individuals are eligible to participate, regardless of their level of involvement with the justice system.
Have you ever served in the U.S. Armed Forces, Reserves, or National Guard (including currently)?
Are you a person with a disability?
The Equal Employment Opportunity Commission (EEOC) defines a covered disability under the Americans with Disabilities Act (ADA) as a physical or mental impairment that substantially limits one or more major life activities, a history of having such an impairment, or being regarded as having such an impairment.
 
Based on your household SIZE, please select the option that best describes your household income.
Household definition: all individuals who share the space they use for eating and living together and share financial dependency. Include yourself.

Household income: refers to annual gross income for all adult members of the household.

Household income includes monthly gross salary or wages, self-employment income (owner’s draw), general assistance (food stamps, SNAP, TANF), SSI or SSDI (Social Security Benefits), unemployment compensation (UI, COVID or PUA), retirement income (Pension/401ks/Annuities/IRAs), investment income, child support/alimony, dependent benefits.
 
Because Mercy Corps Northwest is a federally-funded non-profit, we are required to report the following demographic information for our small business clients. Thank you for taking the time to complete the following questions.
Gender
Are you Hispanic?
Race/Ethnicity (Check all that apply)
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Funded in part through a Cooperative Agreement with the U.S. Small Business Administration

Funded in part through a Cooperative Agreement with the U.S. Small Business Administration